Health & Accident
Health & AccidentClick here to Login

Now you can have access to affordable private health and accident cover at just R250 per month if you are an individual, or for your employees at just R200 per month.

The cost of comprehensive private healthcare remains out of reach for many. As a company renowned for its innovative solutions, Medway is proud to introduce Health & Accident - a package of relevant benefits that provide key private healthcare cover in the event of accident, death or disability.

ATTRACTIVE HEALTHCARE INSURANCE THAT BUILDS LOYALTY AND DELIVERS CRITICAL BENEFITS

  • In the absence of private health insurance, most individuals and their families are forced to visit state facilities. Whilst elective (routine) procedures are relatively well managed at state hospitals, the same cannot be said for trauma facilities and non-elective in-hospital treatment. Our Accidental Injury and Casualty Cover provides access to private facilities in the event of accident or trauma to you and your immediate family.
  • Funeral Insurance should be a high priority. In many instances it is difficult to cover the entire funeral cost as these can be surprisingly high. In many instances it is the employer who funds employee funerals. Our product guarantees a payment of R15 000, within 48 hours of claim submission, provided that all necessary documents have been received. R15 000 is usually sufficient to cover all of the necessary and incidental costs of a traditional funeral.
  • The Income Protection Benefit will pay out R1 000 a week to you to cover your basic weekly needs and is payable for a maximum period of 52 weeks.

TAKE A LOOK AT THE BENEFITS

Cover is provided for incidents anywhere, not just at home. Cover extends to your entire family.

BenefitSum AssuredBenefit Specifications
Bereavement CoverR15 000 for adults and R6 000 for childrenIn the event of the death of the principal insured and/or the spouse only, there is a R2 000 payout for the use of a vehicle at the funeral. Also provides for the repatriation of the mortal remains up to R5 000 per insured person. Terms and conditions apply to all Value Benefits.
Trauma ExpensesR50 000Guarantees a fixed daily payment in the event of surgery in hospital due to accidental injury as follows: Day 1 - 3 (R3 000 per day) and day 4 (R2 000) and day 5 onward (R1000) per day.
Casualty Ward TreatmentR10 000Casualty Cover allows for R10 000 per family per annum for emergency treatment in the casualty ward of a hospital, in the event of accidental injury. This includes cover for children younger than 5 years of age who require emergency after-hour treatment in a Casualty ward for illness.
Income Protector Temporary Total Disability)R1 000 per weekCovers absenteeism from work as a result of an accident
Accidental Death and DisabilityR50 000Pays out a total of R50 000 in the event of either death or permanent disablement, due to an accident, as defined, per person per lifetime. This includes a weekly sum payable to you in the event of temporary disability due to an accident, as defined.
Premium: R250 per month for Individual and R200 for Group

COVER IN MORE DETAIL

Bereavement Cover

  • The Funeral and Bereavement Benefit provides a cash payout of R15 000 to cover funeral expenses for the principal insured and for his or her spouse as well as R6 000 for all natural or adopted children up to the age of 21.
  • In the event of the death of the principal insured and/or the spouse only, there is a R2 000 payout for the use of a vehicle at the funeral
  • Also provides for the repatriation of the mortal remains up to R5 000 per insured person
  • Terms and conditions apply to all Value Benefits

    Waiting periods apply in the following instances:
    - No waiting period in the event of an accidental death
    - 6 months in respect of death by natural causes and pre-existing conditions
    - 12 months in respect of death as a result of suicide

Trauma Expenses

  • Pays a daily stated benefit in the event of hospital admission due to accidental injury - to a maximum of R50 000 per Insured Person per annum.
  • Guarantees a fixed daily payment in the event of surgery in hospital due to accidental injury as follows: Day 1 - 3 (R3 000 per day) and day 4 (R2 000) and day 5 onward (R1000) per day.

Casualty Cover

  • Casualty Cover allows for R10 000 per family per annum for emergency treatment in the casualty ward of a hospital, in the event of accidental injury.
  • This includes cover for children younger than 5 years of age who require emergency after-hour treatment in a Casualty ward for illness.

Income Protector Cover(Temporary Total Disability)

  • The Income Protector Benefit provides a cash payout of R1 000 per week to you in the event that you are not able to (go to) work as a result of an accident.

    A waiting period of 1 week will be applied

Accidental Death & Disability Cover

  • Pays out a total of R50 000 in the event of either death or permanent disablement, due to an accident, as defined, per person per lifetime.
  • This includes a weekly sum payable to you in the event of temporary disability due to an accident, as defined.