Blue Lite
Blue Lite

Medway Blue Lite is a multi-benefit solution for Government Employees who need extra cover to top up their medical aid cover. This product combines family funeral cover with gap cover into an affordable package which allows the inclusion of additional options of healthcare cover.

Medway Blue Lite is designed with the specific needs of health care workers and safety and security personnel in mind.

A condition of acceptance to Medway Blue Lite is that the applicant must have a basic salary not exceeding R12 000 per month.

Medway Blue Lite CORE Benefits

Medway Blue Lite Core Benefits include the following and will cover the family for a single monthly premium of R140:

GAP 500 COVER

  • Covers the expenses charged by a medical practitioner (surgeon, specialist, etc.) in-hospital above the amount covered by the Medical Scheme (Medical Scheme Tariff) - which leaves a shortfall that is the responsibility of the Member to pay.
    Gap 500 Cover will cover this shortfall:
    - To a maximum of 5x the Medical Scheme Tariff.
    - To a limit of R100 000 per family per annum.
  • Also covers for certain out of hospital treatments – within the same limits specified above - eg:
    - Chemo- and radiotherapy for the treatment of cancer.
    - Kidney dialysis.
    - Various traditional hospital procedures - performed out of hospital.

BEREAVEMENT PLAN

  • Immediate Family Funeral Plan provides you with a cash payout to cover funeral expenses in the event of the death of either the Member, Spouse or Child (as defined) – as follows:
    - Member - R12 000
    - Spouse - R12 000
    - Each Child - R4 000
  • Cash payout increases by an additional R5 000 in the event of accidental death - for Member and Spouse.
  • Hired Car with free usage for 4 days (including a free tank of petrol) in the event of death of Member or Spouse.
  • Repatriation of Mortal Remains covers transportation of mortal remains to your burial hometown (within South Africa) to value of R5 000.

Medway Blue Lite Choice Benefits

Medway Blue Lite Choice Benefits include the following and will cover the family for an additional monthly premium as indicated:

HOSPITAL EXPENSES CASH BACK + PREMIUM WAIVER – R45

  • Hospital Expenses Cash Back – pays a daily stated benefit in the event of hospital admission due to accidental injury - to a maximum of R50 000 per Insured Person per annum
  • Premium Waiver – covers the premium for 6 months of the surviving Dependents, in the event of death of the Principal Member for:
    - The Medical Scheme
    - Medway Blue Lite

CO-PAYMENT + PREMIUM WAIVER – R40

  • Co-Payment Cover – covers charges in the form of a co-payment or a deductible applied by your Medical Scheme for treatment received while admitted as an in-patient at hospital. Also, covers charges in the form of copayment or a deductible applied by your Medical Scheme for MRI and CT Scans performed on an out-patient basis.
  • Premium Waiver - covers the premium for 6 months of the surviving Dependents, in the event of the death of the Principal Member for:
    - The Medical Scheme
    - Medway Blue Lite

HOSPITAL EXPENSES CASH BACK + CO-PAYMENT COVER + PREMIUM WAIVER – R75

  • Hospital Expenses Cash Back - pays a daily stated benefit in the event of hospital admission due to accidental injury - to a maximum of R50 000 per Insured Person per annum.
  • Co-Payment Cover - covers charges in the form of a co-payment or a deductible applied by your Medical Scheme for treatment received while admitted as an in-patient at hospital. Also, covers charges in the form of copayment or a deductible applied by your Medical Scheme for MRI and CT Scans performed on an out-patient basis.
  • Premium Waiver - covers the premium for 6 months of the surviving Dependents, in the event of the death of the Principal Member for
    - The Medical Scheme
    - Medway Blue Lite

Important Information about Medway Blue Lite

General

  The maximum salary level for Medway Blue Lite is a basic salary of R12 000 excluding any housing subsidies.

  Members over the age of 60 will have the Accidental Death and Disability Benefit substituted for the
  Bereavement Plan.

Accidental Death and Disability Plan

  • Covers yourself and immediate family in the event of an accident
  • Death benefit - R50 000
  • Permanent disability - R50 000 (or % thereof as per schedule)
  • Temporary disability - R1 000 per week for up to 52 weeks

Application forms

Blue Lite Application:

Contact details

Cape TownTel: 0860 633 929
BloemfonteinTel: 051 430 0070
PietermaritzburgTel: 033 345 1554
UmtataTel: 047 531 1692