DomestiCoverClick here to Login

Just R250 per month will provide your domestic worker with
valuable financial support in times of need

Medcare DomestiCover offers substantial benefits to domestic workers at an affordable premium and reduces the burden of responsibility on employers. DomestiCover ensures that your domestic worker is covered in the event of ill health, accidental injury or death, giving you and your entire household peace of mind.

Cover is provided for incidents anywhere, not just at your home


BenefitSum AssuredBenefit Specifications
FuneralR15 000 for adults R6 000 for childrenAccidental death pays R5 000 more Free car hire Free repatriation of remains
Accidents Requiring HospitalisationR50 000Covers all in-hospital costs Includes ER24 response and evacuation
Accidents Requiring Casualty Ward TreatmentR10 000Covers all casualty ward costs in addition to any possible in-hospital treatment required
Income ProtectorR1 000 per weekCovers absenteeism as a result of both sickness and accident
DisabilityR50 000 for Permanent Total Disability OR Accidental DeathMinimum payout of R25 000 according to benefit schedule
Total monthly cost R250

Benefits in Detail

Funeral Cover

  • Provides a cash payout of R15 000 for the principal insured or spouse and R6 000 for all natural or adopted children up to the age of 21.
  • Additional R5 000 cash payout for accidental death of the principal insured or spouse.
  • Free car hire for four days (including a free tank of petrol) in the event of the death of the principal insured or the spouse.
  • Repatriation of Mortal Remains to the designated burial hometown (within South Africa) to the value of R5 000.

Waiting periods:

  • No waiting period in the event of accidental death
  • 6 months in the event of death by natural causes and pre-existing conditions
  • 12 months in respect of pre-existing conditions
  • 12 months in respect of death as a result of suicide

Accidental Injury Cover – In-Hospital

  • Pays a daily stated benefit in the event of hospital admission due to accidental injury - to a maximum of R50 000 per Insured Person per annum.
  • Includes ER24 on-site stabilisation and emergency evacuation.

Accidental Injury Cover – Casualty Ward

  • Provides R10 000 family benefit per annum to cover all casualty ward costs.
  • This payment is in addition to any benefit under the In-Hospital cover.

Income Protector Cover

  • Provides a cash payout of R1 000 per week to the employer in the event of the employee’s absenteeism as a result of an accident or illness.
  • Cover for a maximum period of 52 weeks.

Waiting periods:

  • 1 week in respect of an accident
  • 4 weeks in respect of illness

Disability Cover

  • Provides a cash payout up to a maximum of R50 000 in the event of permanent total disability.
  • Minimum payout of R25 000.
  • Benefits payable according to a Benefit schedule which will be sent to the premium payer as part of the policy schedule.